man and woman call insurance company after accident

What to do in an Auto Accident

In 2012, there were 103,637 car accidents in Arizona. Almost five million vehicles were damaged in these accidents. While there are not yet statistics available for the number of auto accidents that took place in 2013, trends over previous years suggest that the number of accidents per year will not be significantly decreasing anytime soon. With this in mind, Premier Coach Works wants to educate drivers on what to do right now to prepare for an accident.

Here are some tips for creating your own personal emergency action plan:

Gather a Vehicle Emergency Kit: You will need to keep a few pens and a notebook in order to quickly take notes in case of an accident, a camera, and information about medical conditions or allergies (penicillin, for example). You should also keep a cheap, fully-charged, prepaid phone in your car that has the numbers of your emergency contacts if you are in an accident and your regular phone battery has died. You should also pack a vehicle emergency kit that contains flares and cones.

Stay Calm and Safe: If you are in an accident, stay calm. Check for injuries and call the police no matter how minor you think the accident is. If you are in the middle of a busy road or intersection, stay in place with your seatbelt on until emergency services can come to direct traffic and clear the road. Turn on your hazard lights, and if it is nighttime, place flares around your vehicle to help prevent further accidents. If your car is operable, move it to the side of the road.

Exchange Information: Write down the name, address, phone number, insurance company and policy number and all driver license plate numbers and license numbers. If the driver is not listed on the insurance cards as the owner of the vehicle, note the relationship between the person and the owner of the vehicle. Make sure that you note all of the vehicles involved, including the year, model, make and color of the vehicle, as well as any damage that has occurred. Be sure to tell the police and insurance companies where and how the collision occurred. Notify your insurance agent immediately about the accident and do not admit responsibility, even if you believe you were at fault. Limit your discussion of the accident to the police and your insurance agent.

After fault is assigned, the insurance of the liable party will authorize repairs on the vehicle if applicable. You will want to make sure that the body shop to which you send your car is approved by the insurance provider. Premier Coach Works Paint and Auto Body Shop has partnerships with multiple insurance companies, so repairs are a breeze. Please contact us online with any questions or call us at 623-935-6678 to get a free quote.